Lego Loco is a Lego-branded children's computer game for the Microsoft Windows platform. It is a simple open-ended construction game with an emphasis on Rail Transport. The aim of the game is to construct a town in which Lego people can live.

At the start of the game, the player has a "Toy Box", from which they can select buildings from lists and place them directly into the space provided. The player can put down roads, railway lines, stations, crossings, buildings and scenery. To start the simulation, the player must close the Toy Box and the town will come to life (though the player can open it again to make changes, save the town, or open a new one). After a while Lego figures will begin moving into the houses provided (if any), and the player can, like with ordinary figures, pick them up and place them elsewhere. This can affect the figure's mood, depending on where it's placed.